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Have you heard about Modalidad 10 of the Mexican Social Security Institute (IMSS) for independent workers? Do you know what it consists of and how to apply for it? Here we tell you all the details, as well as the requirements, so you can complete the process as soon as possible. Take note!
Modalidad 10 of the IMSS refers to the voluntary incorporation into the mandatory regime for people who work for themselves, such as professionals, merchants, artisans, and freelancers.
This mechanism allows access to social security and, depending on the affiliation plan, obtaining medical care, accumulating contribution weeks, and generating savings for retirement.
If you work for yourself and are looking to have IMSS coverage without depending on an employer, it is important to know the requirements, benefits, and the procedure for choosing the plan that corresponds to your employment situation.
What is Modalidad 10 of the IMSS and what is it for?
According to the official IMSS website, "for the benefit of workers in family industries and independent workers, such as professionals, small merchants, artisans, and other non-salaried workers, the IMSS has provided a simplified comprehensive Social Security plan for voluntary incorporation into the Mandatory Regime for this sector of the population; in addition, they will be able to contribute to their housing sub-account".
What are the benefits of Modalidad 10 of the IMSS?
Among the main benefits are:
- Servicios médicos, hospitalarios, farmacéuticos y atención obstétrica
- Incapacidades
- Pensión por invalidez y vida
- Fondo para el retiro
- Prestaciones sociales dentro de las que se encuentran velatorios y guarderías.
How much does one pay for Modalidad 10 of the IMSS in 2026?
The cost depends on the registered income and the characteristics of the coverage. For independent workers, the IMSS provides an official calculator that allows you to estimate the fees based on the worker's information and their income. You can consult it HERE.
Who can join Modalidad 10 of the IMSS?
Among the profiles that can review this option are:
- Profesionistas independientes
- Freelancers y consultores
- Comerciantes en pequeño
- Artesanos
- Personas que trabajan en industrias familiares
- Mexicanos que trabajan en el extranjero y desean acceder a la seguridad social en México, conforme a las reglas del programa.
What requirements are needed to sign up?
Prepare:
- CURP
- Número de Seguridad Social (NSS)
- Correo electrónico personal
- Datos de identificación y domicilio
- Información sobre la actividad que realizas y el ingreso que declararás.
How to register for Modalidad 10 of the IMSS step by step?
You have two options to affiliate:
- Por internet, en la página www.imss.gob.mx/personas-trabajadoras-independientes
- En la Subdelegación que corresponda a tu domicilio.
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