The for retirees of the Mexican Social Security Institute () and the Institute for Social Security and Services for State Workers () is getting closer, and one of the main questions retirees have is how much money they will receive this year. Although both institutes provide this benefit, the Christmas bonus is not calculated in the same way, which is why we are sharing the simple formula you must follow to obtain the exact amount of money you will receive at the end of the year. Take note!

The Christmas bonus is the most anticipated payment for Mexican workers. According to the Federal Attorney's Office for the Defense of Labor (PROFEDET), "the minimum amount that must be paid to workers as a Christmas bonus is the equivalent of 15 days of salary."

However, the IMSS and the ISSSTE have their own rules, and it is based on these provisions that they disburse the money; one of the sectors that receives the Christmas bonus is the pensioners, who anxiously await the deposit in their bank accounts.

How much of a Christmas bonus will IMSS pensioners receive in 2026?

For IMSS pensioners who are entitled to the Christmas bonus under Law 73, the calculation is relatively simple: the IMSS Christmas bonus is equal to one month of the pension.

For example, if a person receives a monthly pension of 10,000 pesos, their annual Christmas bonus would be approximately that amount.

The IMSS specifies that the amount corresponding to family allowances or assistance aids is not considered when determining the Christmas bonus.

When does the IMSS pay the 2026 Christmas bonus?

The Christmas bonus for IMSS pensioners entitled to this benefit is paid in November.

The Institute points out that the Christmas bonus for pensioners due to Old Age or Advanced Age under the legislation in force until June 30, 1997, is delivered during that month.

How do you calculate the 2026 ISSSTE Christmas bonus?

The Christmas bonus corresponds to 40 days of pension and is delivered in two parts.

When do they deposit the ISSSTE Christmas bonus in 2026?

The official ISSSTE calendar establishes that the first part of the Christmas bonus will be delivered during the first half of November 2026.

Generally, the second part of the Christmas bonus is paid in January of the following year, but this information still needs to be confirmed by the corresponding authorities.

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